Therefore home that is many. All under one roof.

Therefore home that is many. All under one roof.

For more than 50 years, we’ve been side-by-side that is working our neighbors to assist them to purchase, build, remodel and refinance their houses. We’d want to provide you a tactile hand, too.

Umpqua checking that is personal clients with at the least $1,000 just before loan closing and recurring direct deposit(s) totaling at the least $500 each month might be entitled to $500 toward their property loan.*

Don’t possess an Umpqua bank account? It is possible to start a free account online or find an Umpqua store nearest you for more information today. Or contact your Loan Officer to begin with today.

Fixed & Adjustable Speed Loans

Fixed and adjustable price mortgages (ARMs) can be found in varying term lengths and they are popular for purchasing or refinancing a property. a rate that is fixed security while a variable price generally provides a moneylion lawsuit reduced initial price that adjusts occasionally through the lifetime of the mortgage.

First-Time Homebuyers

Should this be your time that is first buying house, our Loan Officers are right here to help you through the method. They shall assist you to figure out what you’ll manage and review your funding options, including deposit resources and assistance programs.

Construction & Renovation

Make your perfect house or apartment with loans that feature task and permanent funding having a closing that is single. From easy repairs and power improvements to major repairs, complex renovations and from-the-ground-up brand new construction, we’ve got you covered.

Jumbo Loans

If you’re dreaming additional big, you can expect fixed- and adjustable-rate system choices with higher-than-conventional loan restrictions. Regardless if you are purchasing a property, refinancing, renovating or building a house, we now have alternatives for your specific funding needs.


Federal and Oregon veterans’ mortgage loan programs provide fixed-rate old-fashioned and loans that are jumbo active duty workers, reservists and veterans. These loans offer up to 100% financing with options for purchase or refinance. Find out more at ODVA and Federal VA.

Minimal Down-Payment Alternatives

If you’re a first-time homebuyer or seeking the lowest down-payment, let’s explore your loan options offered through FHA, USDA-Rural developing and differing state relationship programs. Discover more at and

Vacation Residence & Investment Properties

Considering investing in a home that is second investment property? Umpqua offers funding for main-stream and jumbo restrictions, including numerous construction and renovation loan system choices.

Physician Loans

We understand your unique home financing needs and have a program designed to fit whether you’re a new medical resident or a long-time attending physician. Umpqua offers fixed- and adjustable-rate choices for traditional and limit that is jumbo Loans.


My Name is Natalie Tracy by profession I'm designer, an editor, and occasional writer/interviewer. I'm resides in Phoenix, AZ and is an office drone at a web solutions company by day.

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